A great article from EY - they are really focusing on how autonomous vehicles will impact the Insurance industry.
How much risk can be transferred from the individual driver to the manufacturer – and who counts as the “driver”? It’s likely that most AVs will include both manual and computer control – which could lead to two types of insurance. Insurers will need to determine whether the human behind the wheel or the computer behind the dashboard was in control in an accident, similar to the way black boxes record the actions of pilots in planes. Manufacturers must work more closely with insurers – especially around data sharing – and may become insurers themselves to simplify the process.